Owner Financing Homes

Owner Financing Homes For Sale

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Owner Financing San Antonio Homes For Sale

23011 Daniel Ridge, San Antonio
$1,549,000
4 Beds ⋅ 4 Baths ⋅ 2025354 MLS ⋅ NEW Status
An exceptional expression of modern luxury and architectural craftsmanship, this nearly 5,000-square-foot single-story residence is situated within the exclusive gated community of The Canyons at Scenic Loop. Designed with an emphasis on refined finishes and seamless indoor-outdoor living, the home features striking custom ceiling treatments in the main living area and primary bedroom, complemented by designer lighting and custom hardware. A dramatic wall of sliding glass doors opens the expansive living area to the outdoors, creating an effortless connection between interior and exterior living spaces. Designed with entertaining in mind, the home features an entire wing dedicated to leisure and gathering, complete with an expansive custom bar serving both indoor and outdoor spaces, a versatile flex area ideal for a card or mahjong table, and a private movie theater. Whether hosting lively gatherings or intimate evenings with family and friends, every space has been thoughtfully designed for entertainment. The gourmet kitchen features Michael Edwards cabinetry, quartz countertops, premium appliances, and an oversized island ideal for gathering. The primary suite offers a private retreat with distinctive architectural details. Positioned on a 0.66-acre cul-de-sac lot with a northeast orientation, the home enjoys soft natural light and added privacy. A custom wrought iron fence is being installed, further enhancing the property's appeal. Seller financing is available, offering qualified buyers the potential for a below-market interest rate and reduced closing costs. Combining architectural distinction, exceptional entertaining spaces, and flexible financing options, this residence presents a unique opportunity in one of Scenic Loop's most sought-after communities. Schedule your private showing today.

23011 Daniel Ridge, San Antonio

118 Skipping Stone, ConCan
$1,499,999
6 Beds ⋅ 8 Baths ⋅ 1936062 MLS ⋅ ACTIVE Status
Set on 2.01 acres of improved Frio River frontage inside the gated Heartstone community, this riverfront estate delivers the rare combination of privacy, water access, and resort-style outdoor living that defines the best of Concan. The home offers over 4,000 square feet, six ensuite bedrooms, and an open two-story living space designed to comfortably host large families or groups while maintaining privacy for every guest. Floor-to-ceiling windows frame unobstructed river and Hill Country views, anchoring the home to its natural setting. The kitchen is built for gathering, with granite counters, custom cabinetry, stainless appliances, and a large island that flows directly into the main living and dining areas-ideal for entertaining or extended stays. Outside, the property truly separates itself. A heated pool and spa overlook the Frio, with multiple covered patios and terraces creating distinct outdoor living zones. A private stairway provides direct river access, allowing easy swimming, tubing, kayaking, or quiet mornings along the water. The gently sloped, landscaped lawn enhances usability all the way to the riverbank. Each of the six bedrooms functions as a private suite, offering flexibility for full-time living, multigenerational use, or short-term rental configurations (buyer to verify). An oversized two-car garage provides room for vehicles, storage, and recreational equipment. Located just minutes upriver from the Concan crossing, Heartstone offers controlled access, private roads, and community riverfront parks, while maintaining proximity to restaurants, golf, and area attractions. Recent exterior repainting and landscaping updates completed. Offered at a new value point below $1.5M. Whether used as a personal Frio River retreat, legacy family property, or income-capable getaway, 118 Skipping Stone presents one of the most complete riverfront offerings currently available in Concan.

118 Skipping Stone, ConCan

1148 Mission Way, Canyon
$1,384,000
3 Beds ⋅ 3 Baths ⋅ 2023696 MLS ⋅ ACTIVE Status
INCREDIBLE VALUE - OVER $100,000 IN SAVINGS! This beautiful home is an exceptional opportunity to get more for your money! With a value that exceeds the current asking price by over $100,000, you could be getting an incredible deal. Don't miss your chance to own this beautiful property at an amazing price! Presenting an exquisite 2.98-acre luxury estate on the waterfront, located in the highly sought-after gated community of Cordova Bend. With 513 feet of private Guadalupe River shoreline along Canyon Lake, this home offers the perfect combination of refined living and natural Hill Country beauty. Crafted by renowned builder Jimmy Jacobs, this single-story residence includes 3 generously sized bedrooms and 3 meticulously designed bathrooms. The spacious living area features a grand floor-to-ceiling stone fireplace and stunning wood floors, creating an atmosphere of warmth and sophistication. Large windows and a multi-room audio system throughout the home flood the space with light and ambiance. Enjoy sweeping views of Canyon Lake and the surrounding landscape. The open-concept layout seamlessly incorporates custom built-in wood shelving, enhancing both form and function. The gourmet kitchen, equipped with high-end appliances, custom cabinetry, and extensive counter space, is a dream for any chef. Just off the kitchen is a cutting-edge media room with a wet bar and expansive views, making it perfect for entertaining. The home also includes a quiet, private office offering an ideal work-from-home environment. The primary suite is a true retreat, with tray ceilings and a luxurious en suite bathroom featuring an expansive walk-through shower. The additional bedrooms are designed for both privacy and comfort, offering ample space for family and guests. Outside, the gently sloping grounds lead down to the water, where a charming lakeside fire-pit and a tree swing provide the perfect spot to enjoy tranquil evenings. Wildlife can often be seen roaming the property and the lake creates a stunning natural backdrop. This custom estate offers a perfect blend of rustic charm and modern luxury, making it ideal for those seeking a premier waterfront lifestyle in the Hill Country. This home invites both relaxation and adventure in a truly one-of-a-kind setting.

1148 Mission Way, Canyon

748 Annabelle Ave, Bulverde
$1,350,000
5 Beds ⋅ 5 Baths ⋅ 1748812 MLS ⋅ ACTIVE Status
Experience modern Hill Country luxury on 1.06 acres in the highly sought-after Belle Oaks Ranch. Positioned in front of a private 20+ acre ranch and surrounded by additional open space, 748 Annabelle offers an exceptional combination of architectural design, privacy, expansive views and refined everyday living. Built in 2024 by an award-winning Parade of Homes builder and architect, this 4,019-square-foot modern farmhouse features 5 bedrooms, 4 full baths, 1 half bath and an oversized 3-car garage. From the moment you enter through the dramatic wrought-iron pivot door, the home's craftsmanship is immediately apparent. The entry opens to a striking great room anchored by a floor-to-ceiling stone fireplace with a distinctive fallen-pecan mantel. The chef's kitchen is designed for both entertaining and everyday living, featuring custom cabinetry, a full butler's pantry, additional refrigerator space and a premium Dacor appliance package. Throughout the home, generous proportions, abundant natural light, sophisticated finishes and thoughtful design create an atmosphere that is both impressive and comfortable. The oversized utility/mud room provides exceptional functionality adjacent to the garage. The outdoor setting is equally compelling, with the property enjoying the scale and privacy of a one-acre-plus homesite while benefiting from the surrounding ranch and open-space setting. Belle Oaks Ranch offers a Hill Country lifestyle with controlled access and first-class community amenities including a clubhouse, trails, park/playground and sports facilities within walking distance of this beautiful home. Located in Comal ISD. A rare opportunity to own a newly built, architecturally distinctive home where modern luxury meets the openness and character of the Texas Hill Country.

748 Annabelle Ave, Bulverde

2234 Us Highway 90, Castroville
$1,290,000
4 Beds ⋅ 5 Baths ⋅ 2011132 MLS ⋅ ACTIVE Status
A PRIVATE COUNTRY ESTATE WITH A FULL GUEST HOUSE-JUST MINUTES FROM CASTROVILLE! Set behind an electric gate on 6.35 +- beautiful, cross-fenced acres, this exceptional property offers nearly 4,900 square feet of combined living space, countryside views, and the flexibility today's buyers are searching for. The expansive single-story main residence makes an unforgettable first impression with soaring ceilings, abundant natural light, premium finishes, and an open-concept design created for entertaining. Three living areas, two dining spaces, and a dedicated media room provide room for everything from relaxed evenings to large family gatherings. The chef-inspired kitchen is a true centerpiece, featuring Sub-Zero and Wolf appliances, custom cabinetry, double ovens, gas cooking, generous counter space, a large center island, breakfast bar, and walk-in pantry. The oversized primary suite offers a peaceful escape with a spacious walk-in closet and spa-like bath complete with dual vanities, a separate shower, and whirlpool tub. What truly sets this property apart is the detached two-bedroom, one-bath guest house with its own kitchen and living room-ideal for extended family, multigenerational living, long-term guests, a private office, or separate retreat. Outside, an expansive covered patio overlooks the peaceful Texas countryside and beautifully maintained grounds. There is ample room for horses, qualifying 4-H projects, gardening, recreation, a future pool, or additional improvements, subject to deed restrictions. A 15' x 19' greenhouse is already in place. Additional features include a 2024 metal roof, four-sided masonry construction, an attached carport, a separate 27' x 37' carport, two storage areas, circular drive, RV and boat parking, an Edwards Aquifer well with two water-storage tanks, two septic systems, three HVAC units, and a water meter near the first entrance. Recent improvements include updated PEX plumbing, HVAC systems, water heaters, electrical fixtures, interior paint, smoke detectors, rear porch, and epoxy-finished breezeway. Located within Medina Valley ISD with no HOA and convenient Highway 90 access, this estate provides the privacy and freedom of country living while remaining close to Castroville's shopping, dining, schools, and historic charm-and an easy drive to San Antonio. Luxury, versatility, and acreage come together in one extraordinary property that must be experienced in person. Open for wedding venue or similar ventures.

2234 Us Highway 90, Castroville

1226 Wild Rose Dr, New Braunfels
$1,225,000
4 Beds ⋅ 5 Baths ⋅ 1939365 MLS ⋅ ACTIVE Status
**SELLER FINANCING AVAILABLE! 5% INTEREST! TERMS & CONDITIONS APPLY AND ON APPROVED CREDIT** Stunning custom home by award winning Kurk Homes seamlessly blends Texas Hill Country character with a refined transitional modern aesthetic. The striking exterior is thoughtfully designed with Austin stone, vertical stucco banding, accent wood beams, and a timeless metal roof, creating exceptional curb appeal and architectural presence. Inside, the home is rich with custom details, including pine tongue-and-groove ceilings showcased in the outdoor living areas and the dramatic two-story foyer, adding warmth, texture, and visual interest throughout. Grand wooden entry doors welcome you into an open, light-filled floor plan designed for both everyday comfort and elevated entertaining, with carefully curated finishes and craftsmanship evident at every turn. The great room is anchored by a breathtaking wall of butted glass that frames views of the oversized covered outdoor living space and the private, oak-filled cul-de-sac lot beyond, seamlessly connecting indoor and outdoor living while flooding the space with natural light. This intentional design creates a tranquil setting that highlights the surrounding mature trees and enhances the sense of privacy and serenity. The gourmet kitchen is a dream for entertainers and home chefs alike, featuring premium GE Monogram appliances that complement the oversized island, elegant quartz countertops, a walk-in pantry, and abundant additional storage that enhances both form and function. Designed to be the heart of the home, the kitchen flows effortlessly into the main living areas, making it ideal for hosting gatherings large and small. The owner's retreat is privately situated in its own wing, offering a peaceful escape from the main living spaces and a layout designed with comfort in mind. The spacious primary suite provides room to unwind, while the expansive walk-in closet with a center island offers exceptional organization and storage. The laundry room is conveniently connected directly to the primary closet, adding everyday ease and thoughtful functionality to the home's design. Outdoor living continues to impress with a generously sized covered patio and a fully equipped outdoor kitchen complete with a gas grill and sink, creating the perfect setting for year-round entertaining, weekend cookouts, and relaxed evenings with family and friends. The private backyard, surrounded by mature oak trees, offers a quiet retreat with ample space to enjoy the Hill Country lifestyle. Architectural details and material selections work in harmony to create a cohesive and timeless environment that feels both elevated and welcoming. From the flow of the floor plan to the connection with the outdoors, each space has been carefully considered to support modern living while honoring classic Hill Country influences. Natural light, thoughtful proportions, and quality finishes combine to create a home that lives beautifully and feels effortlessly refined. Set on a cul-de-sac lot and surrounded by natural beauty, this residence delivers an elevated living experience that balances sophistication, comfort, and everyday livability. Thoughtfully designed, beautifully finished, this remarkable property offers a rare opportunity to enjoy luxury Hill Country living in a home built to stand the test of time and designed to be enjoyed for years to come by those who value quality, comfort, craftsmanship, and enduring style. TEvery finish, material, and design choice was selected to enhance longevity, comfort, and visual appeal, ensuring the home remains timeless and welcoming for future owners. The result is a home that feels intentional, warm, and truly special from the moment you arrive. It is a rare offering in today's market. Quality is evident throughout.

1226 Wild Rose Dr, New Braunfels

8511 Camp Verde Rio, San Antonio
$1,169,999
4 Beds ⋅ 4 Baths ⋅ 2009974 MLS ⋅ PRICE CHANGE Status
Nestled on an impressive .86-acre lot and surrounded by greenbelt, this beautifully positioned home offers exceptional privacy, mature natural trees, and a backyard that feels like your own private park. An extended driveway provides abundant parking and leads to a 3-car garage plus a large covered carport. Designed for both everyday living and entertaining, the main level features a private office, formal dining room, and an expansive living area with large glass sliders that open seamlessly to the oversized covered patio. A main-level guest bedroom with a full bath offers flexibility for overnight guests, while an additional guest bath provides convenient direct access to the backyard and pool area-perfect for entertaining. Step outside to a truly special outdoor setting surrounded by mature trees and greenbelt views. The expansive backyard features a large covered patio, cabana, and sparkling pool, creating a private resort-like retreat with plenty of room to relax, entertain, and enjoy the natural surroundings. Upstairs, the spacious primary suite features two large walk-in closets and access to an oversized private balcony overlooking the backyard and greenbelt. Two additional bedrooms and a full bath complete the second level. With its .86-acre setting, greenbelt surroundings, exceptional privacy, extensive parking, pool, cabana, multiple outdoor living spaces, and flexible interior layout, this home offers a rare combination of space, privacy, and indoor-outdoor living.

8511 Camp Verde Rio, San Antonio

1235 Ace Trl, New Braunfels
$1,075,000
4 Beds ⋅ 3 Baths ⋅ 1991545 MLS ⋅ ACTIVE Status
**SELLER FINANCING AT 5%** Welcome to 1235 Ace Trail, a beautifully designed Hill Country home located in the highly sought-after community of Vintage Oaks in New Braunfels. Offering 4 bedrooms, 3 baths, and approximately 3,231 square feet of thoughtfully planned living space, this 2022-built residence sits on a generous 1-acre lot and blends modern comfort with timeless Texas charm. Inside, the home features an open and functional layout ideal for both everyday living and entertaining. Spacious living areas, abundant natural light, and quality craftsmanship create a warm and welcoming atmosphere throughout. The kitchen serves as the heart of the home, offering plenty of room to gather, cook, and connect. The private primary suite provides a relaxing retreat, while additional bedrooms offer flexibility for guests, family, a home office, or hobby space. For added peace of mind, the home is equipped with a Generac whole-house generator, ensuring comfort and reliability during unexpected power outages. Outdoors, the 1-acre setting gives you room to enjoy the beauty of the Hill Country, whether you envision quiet evenings, weekend entertaining, or simply a little more space to breathe. Life in Vintage Oaks is truly something special. Residents enjoy access to an incredible amenity center featuring resort-style pools, a lazy river, fitness center, sports courts, walking trails, playgrounds, community events, and beautiful Hill Country views throughout the neighborhood. With its combination of acreage homesites, luxury amenities, and convenient access to New Braunfels, Gruene, Canyon Lake, wineries, shopping, dining, and recreation, 1235 Ace Trail offers the perfect opportunity to enjoy the Vintage Oaks lifestyle.

1235 Ace Trl, New Braunfels

603 Graham, Boerne
$989,000
3 Beds ⋅ 3 Baths ⋅ 1932063 MLS ⋅ ACTIVE Status
Nestled just steps from Boerne's charming downtown, this home puts boutique shopping, local dining, and Hill Country strolls right at your doorstep and is short-term rental approved by the City of Boerne. An inviting front porch sets the tone as you enter into a separate living room, perfect for quiet evenings or welcoming guests. The heart of the home is the expansive open-concept living, dining, and kitchen area - designed for effortless everyday living and memorable gatherings. The kitchen stands out with its double ranges, a huge island, quartz countertops, custom cabinetry, and wood floors that flow seamlessly throughout the entire downstairs area. A full bath is located downstairs, just steps from the rear porch, creating a perfect pool bath. Upstairs, a spacious loft - currently used as a home office - adds flexibility to the layout. Upstairs, you'll also find three bedrooms and two full baths, including a serene primary suite, all finished in soothing neutral tones that create a calm, cohesive feel. Step outside to a large back porch overlooking a privacy-fenced backyard, complete with a sparkling pool and spa, plus a convenient outdoor shower - your own private retreat. Both front and back yards offer low-maintenance and eco-friendly turf. The two-car tandem garage offers both front and rear access, with an alley exit for added ease. With its ideal location, thoughtful layout, and stylish finishes, this home delivers the lifestyle so many buyers are searching for.

603 Graham, Boerne

707 Lone Cir, San Antonio
$910,000
4 Beds ⋅ 4 Baths ⋅ 2022000 MLS ⋅ ACTIVE Status
* Open house - Saturday, October 24th, 11 AM - 3 PM * Set on nearly half an acre beneath a canopy of mature oaks in the coveted Timberwood Park community, this striking new construction residence is a true expression of modern luxury and architectural elegance. Clean lines, sleek finishes, and thoughtfully curated design elements come together to create a home that feels both sophisticated and effortlessly livable. Spanning approximately 3,029 square feet, this 4-bedroom, 4 full bath, bath home is designed to impress at every turn. From the moment you enter, you're welcomed by expansive interiors, soaring ceilings, and breathtaking long-range scenic views that unfold throughout the home-seamlessly blending indoor and outdoor living. At the heart of the home, the chef-inspired kitchen is a true showpiece, featuring contemporary custom cabinetry, stunning quartz countertops with a dramatic waterfall- edge island, and a full suite of stainless steel Samsung appliances, including a built-in oven, cooktop, dishwasher, and refrigerator. Designed for both everyday living and elevated entertaining, the space flows beautifully into two distinct dining areas and a stylish dry bar complete with a wine fridge. The primary suite is a private retreat, offering spa-like indulgence with a luxurious walk-in shower, a sculptural floating soaking tub, and dual vanities-creating a serene escape framed by peaceful natural views. Each additional bedroom is generously sized and complete with its own walk-in closet, ensuring comfort and privacy for all. Throughout the home, a refined palette of ceramic tile and wood-like flooring (with no carpet) enhances both durability and design continuity. Additional highlights includes two HVAC systems for optimal efficiency, an indoor utility room with sink, a spacious walk-in pantry with refrigerator setup, and dedicated walk-in storage off the garage. Designed for seamless indoor-outdoor living, oversized sliding glass doors open to a covered patio with its own outdoor fireplace-perfect for enjoying tranquil evenings overlooking the expansive backyard and treetop vistas. The property offers ample space for future customization, all while maintaining privacy and serenity. A spacious two-car garage and long, flat driveway provide both convenience and curb appeal, completing this exceptional offering. This is more than a home-it's a modern sanctuary where luxury, design, and nature exist in perfect harmony.

707 Lone Cir, San Antonio

1950 Triple Peak, Canyon Lake
$838,000
4 Beds ⋅ 3 Baths ⋅ 1924366 MLS ⋅ ACTIVE Status
***SELLER FINANCING AVAILABLE*** Wake up to breathtaking Canyon Lake views in this gorgeous 4,170 sq. ft. home, perfect for a personal home, second home or AirBNB! With 4 bedrooms, 3 full baths, and two large living rooms, there's plenty of room to relax and entertain. This home could easily sleep a large group looking for a lake getaway. A massive chef's kitchen anchors the home, featuring a spacious center island, granite countertops, custom cabinetry, a flat cooktop, and a dedicated drink and coffee station with exceptional storage. A versatile flex room serves as a second primary suite, fitness area, or cozy library. Plentiful and spacious closets throughout the home keep things tidy. Year-round comfort comes from a gas fireplace, two A/C units, and a mini split in the addition, while a new metal roof (2021) and a 2.5-car carport enhance both function and value. Step outside to experience spectacular indoor-outdoor living: an expansive two-story composite deck with attached pavilion showcases sweeping lake views and offers the perfect setting for al fresco dining. Unwind in the hot tub beneath the stars, or enjoy the beautifully landscaped, deer-proof fenced yard complete with drip irrigation and professional lighting. Located in a peaceful community with a voluntary HOA, you'll enjoy private lake access for swimming and paddling, as well as scenic river parks and hiking trails just moments away. With stunning views, flexible living spaces, and exceptional outdoor amenities, this home offers the very best of Canyon Lake living.

1950 Triple Peak, Canyon Lake

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